/* Mortgage calculator */

.mc-hero {
  padding: 130px 0 48px;
  background: linear-gradient(135deg, var(--navy-900) 0%, var(--navy-700) 100%);
  color: #fff;
}

.mc-hero h1 {
  font-size: clamp(1.85rem, 3.5vw, 2.75rem);
  font-weight: 800;
  margin: 0 0 0.5rem;
  letter-spacing: -0.02em;
}

.mc-hero p {
  margin: 0;
  max-width: 56ch;
  color: rgba(255, 255, 255, 0.76);
  line-height: 1.65;
}

.mc-wrap {
  padding: 3rem 0 4.5rem;
  background: var(--cream);
}

.mc-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 2rem;
  align-items: start;
}

@media (max-width: 960px) {
  .mc-layout {
    grid-template-columns: 1fr;
  }
}

.mc-panel {
  background: #fff;
  border: 1px solid var(--warm-200);
  border-radius: var(--radius-xl);
  padding: 1.75rem 1.85rem;
  box-shadow: var(--shadow-md);
}

.mc-panel h2 {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--navy-900);
  margin: 0 0 1.25rem;
}

.mc-field {
  margin-bottom: 1.1rem;
}

.mc-field label {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--text-secondary);
  margin-bottom: 0.35rem;
}

.mc-field input,
.mc-field select {
  width: 100%;
  padding: 0.72rem 0.85rem;
  border: 1px solid var(--warm-200);
  border-radius: 10px;
  font-size: 1rem;
  transition: border-color 0.2s, box-shadow 0.2s;
}

.mc-field input:focus,
.mc-field select:focus {
  outline: none;
  border-color: rgba(200, 166, 99, 0.75);
  box-shadow: 0 0 0 3px rgba(200, 166, 99, 0.2);
}

.mc-field-hint {
  font-size: 0.75rem;
  color: var(--text-secondary);
  margin-top: 0.28rem;
}

.mc-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

@media (max-width: 520px) {
  .mc-row {
    grid-template-columns: 1fr;
  }
}

.mc-results-total {
  font-size: 2.15rem;
  font-weight: 800;
  color: var(--navy-900);
  letter-spacing: -0.02em;
  margin: 0 0 1.25rem;
}

.mc-results-total span {
  color: var(--gold-500, #c8a663);
}

.mc-breakdown {
  list-style: none;
  padding: 0;
  margin: 0;
}

.mc-breakdown li {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 0.65rem 0;
  border-bottom: 1px solid var(--secondary);
  font-size: 0.95rem;
  color: var(--text-secondary);
}

.mc-breakdown li:last-child {
  border-bottom: none;
}

.mc-breakdown strong {
  color: var(--navy-900);
  font-weight: 700;
}

.mc-pill {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--navy-700);
  background: rgba(200, 166, 99, 0.15);
  padding: 0.35rem 0.65rem;
  border-radius: 999px;
  margin-bottom: 0.75rem;
}

.mc-error {
  display: none;
  padding: 0.75rem 1rem;
  background: #fef2f2;
  border: 1px solid #fecaca;
  border-radius: 10px;
  color: #b91c1c;
  font-size: 0.875rem;
  margin-bottom: 1rem;
}

.mc-error.is-visible {
  display: block;
}

.mc-disclaimer {
  margin-top: 2rem;
  padding: 1.25rem 1.35rem;
  background: rgba(255, 255, 255, 0.75);
  border: 1px solid var(--warm-200);
  border-radius: var(--radius-lg);
  font-size: 0.82rem;
  color: var(--text-secondary);
  line-height: 1.65;
  max-width: 900px;
}

.mc-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1.25rem;
}

/* Responsive polish */
.mc-layout,
.mc-row,
.mc-panel,
.mc-disclaimer {
  min-width: 0;
}

@media (max-width: 640px) {
  .mc-hero {
    padding: 108px 0 40px;
  }

  .mc-wrap {
    padding: 2rem 0 3rem;
  }

  .mc-panel,
  .mc-disclaimer {
    padding: 1.15rem;
    border-radius: var(--radius-lg);
  }

  .mc-results-total {
    font-size: 1.75rem;
  }

  .mc-breakdown li {
    align-items: flex-start;
    gap: 0.75rem;
  }

  .mc-actions .btn {
    width: 100%;
    justify-content: center;
  }
}